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If you’vefrequently found yourself fumbling around with terminology, such as the differences between variable,universal, and variable universal life (VUL) policies, you’ll finally see some light through the haze.\" - MorningstarAdvisor.com Life insurance doesn't have to be complex or intimidating. Ben Baldwin's completely revised and updated guidebook makes it clear and logical, discussing how to analyze insurance products based on their investment merits and best overall financial returns. This clear, authoritative resource for consumer insurance information covers the pros and cons of Internet purchases, techniques to use capital within a policy, the fixed premium feature, insurance for different stages of life, and the new emergence of \"immediate annuities.\"","forthcoming":false,"isbn13":"9780071363648","publication_date":"20010815","publisher":"McGraw Hill LLC","slug":"new-life-insurance-investment-advisor-achieving-financial-security-for-you-and-your-family-through-today-s-insurance-products","subtitle":"","title":"New Life Insurance Investment Advisor: Achieving Financial Security for You and Your Family Through Today's Insurance Products"},"discovery":{"categories":{"all":[{"bisac_code":"BUS050020","confidence_band":"medium","label":"Investing (Personal)","score":0.7546,"source":"bisac_hint_model"},{"bisac_code":"BUS050040","confidence_band":"medium","label":"Retirement Planning","score":0.7493,"source":"bisac_hint_model"},{"bisac_code":"BUS027030","confidence_band":"medium","label":"Wealth Management","score":0.7487,"source":"bisac_hint_model"}],"hint":[{"bisac_code":"BUS050020","confidence_band":"medium","label":"Investing (Personal)","score":0.7546,"source":"bisac_hint_model"},{"bisac_code":"BUS050040","confidence_band":"medium","label":"Retirement Planning","score":0.7493,"source":"bisac_hint_model"},{"bisac_code":"BUS027030","confidence_band":"medium","label":"Wealth Management","score":0.7487,"source":"bisac_hint_model"}],"publisher":[{"bisac_code":"BUS050020","confidence_band":"high","label":"Investing (Personal)","score":1,"source":"onix_publisher_code"}]},"genres":[{"label":"Investing (Personal)","score":0.7546,"slug":"investing-personal"},{"label":"Retirement Planning","score":0.7493,"slug":"retirement-planning"},{"label":"Wealth Management","score":0.7487,"slug":"wealth-management"}],"reader_fit":["Good for readers who enjoy Investing (Personal)","Good for readers who enjoy Investing (Personal) and Retirement Planning."],"related_lists":[{"intro":"","slug":"shelf-bus050020-investing","title":"Investing Books","url":"https://bookfrontier.com/lists/shelf-bus050020-investing"}],"series":null,"similar_books":[{"authors":["David McKnight"],"book_id":"9781637746622","cover_image_url":"https://img.bookfrontier.com/9781637746622.jpg?v=20260418T162306Z%3A2026-04-19T10%3A16%3A55Z","score":11.9691,"title":"The Guru Gap","url":"https://bookfrontier.com/books/9781637746622"},{"authors":["Harold Evensky","Stephen M. 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